insurance

Schengen Countries

Schengen Diamond

$50,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	3,105	4,830
10 Days	10 Days	3,508	5,175
15 Days	15 Days	4,025	6,095
21 Days	21 Days	4,830	7,015
31 Days	21 Days	5,980	8,395
62 Days	62 Days	9,488	13,800
92 Days	92 Days	11,500	17,825
180 Days	92 Days	15,525	23,115
365 Days	92 Days	35,095	6,095
365 Days	365 Days	68,043	130,930

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Schengen Gold

$50,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	1,725	2,933
10 Days	10 Days	2,185	3,450
15 Days	15 Days	2,530	3,910
21 Days	21 Days	2,875	4,600
31 Days	21 Days	3,450	5,520
62 Days	62 Days	5,233	9,200
92 Days	92 Days	6,095	11,500
180 Days	92 Days	8,625	13,800
365 Days	92 Days	13,225	20,700
365 Days	365 Days	59,168	113,850
2 Years	365 Days	26,450	43,700

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Rest of World(Excluding USA,
CANADA & AUSTRALIA)

Silver

$25,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	1,610	2,760
10 Days	10 Days	2,013	3,393
15 Days	15 Days	2,473	3,795
21 Days	21 Days	2,990	5,031
31 Days	21 Days	3,738	6,555
62 Days	62 Days	5,060	10,120
92 Days	92 Days	6,555	12,075
180 Days	92 Days	8,855	16,963
365 Days	92 Days	13,685	31,625
365 Days	365 Days	50,439	95,807

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Standard

$10,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	805	1,288
10 Days	10 Days	966	1,449
15 Days	15 Days	1,127	1,610
21 Days	21 Days	1,771	2,254
31 Days	21 Days	1,944	2,737
62 Days	62 Days	3,542	4,991
92 Days	92 Days	4,629	8,372
180 Days	92 Days	7,728	15,640
365 Days	92 Days	10,505	17,710
365 Days	365 Days	40,331	76,659

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Worldwide

Titanium

$150,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	6,469	12,938
10 Days	10 Days	7,475	14,950
15 Days	15 Days	9,344	18,688
21 Days	21 Days	10,781	21,563
31 Days	21 Days	13,225	26,450
62 Days	62 Days	20,556	41,113
92 Days	92 Days	23,719	47,438
180 Days	92 Days	33,063	66,125
180 Days	180 Days	62,819	125,063
272 Days	272 Days	114,281	228,563
365 Days	92 Days	50,313	100,625
365 Days	180 Days	90,563	156,813
365 Days	365 Days	146,625	276,389

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Platinum

$100,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	5,175	10,350
10 Days	10 Days	5,980	11,960
15 Days	15 Days	7,475	14,950
21 Days	21 Days	8,625	17,250
31 Days	21 Days	10,580	21,160
62 Days	62 Days	16,445	32,890
92 Days	92 Days	18,975	37,950
180 Days	92 Days	26,450	52,900
180 Days	180 Days	50,255	100,050
272 Days	272 Days	91,425	182,850
365 Days	92 Days	40,250	80,500
365 Days	180 Days	72,450	125,450
365 Days	365 Days	117,300	221,111

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Gold Plus

$50,000 Coverage

Duration	Max Stay	Single RS	Family RS
7 Days	7 Days	2,530	5,060
10 Days	10 Days	3,163	6,325
15 Days	15 Days	3,853	7,705
21 Days	21 Days	4,658	9,315
31 Days	21 Days	6,181	12,363
62 Days	62 Days	7,820	16,675
92 Days	92 Days	11,270	20,700
180 Days	92 Days	16,675	25,300
180 Days	180 Days	31,683	48,070
272 Days	272 Days	47,248	75,647
365 Days	92 Days	17,250	32,200
365 Days	180 Days	37,318	57,960
365 Days	365 Days	82,110	156,009
2 Years	92 Days	34,500	51,750

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Premium for Student Plan

Sapphire

$100,000 Coverage

Duration	Single RS
180 Days	14,950
365 Days	21,850
2 Years	42,550

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Sapphire Plus

$50,000 Coverage

Duration	Single RS
180 Days	20,125
365 Days	29,325
2 Years	56,925

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Sapphire Elite

$50,000 Coverage

Duration	Single RS
180 Days	40,250
365 Days	58,650
2 Years	113,850

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⚠️ Note:

For person aged between 66 and 75 years, increase 50%

For person aged between 76 and 80 years, increase 75%

For person aged between 81 and 85 years, increase 100%

For person aged between 86 and 90 years, increase 200%

Family Size: Husband + Wife + 3 Children (Less than 18 years)

Pakghausia International Insurace

Secure Supreme

(USA-UK-CANADA Schengen & Worldwide)

Duration	Individual	Family
7 Days	4,100	6,300
10 Days	5,100	8,300
15 Days	7,100	10,600
21 Days	9,600	14,700
31 Days	10,700	17,900
62 Days	20,600	27,300
92 Days	27,500	35,500
122 Days	37,300	43,800
152 Days	47,900	52,700
180 Days	55,100	61,600
Annual Multi-Trip	24,300	42,100
Senior Age Extension for those aged 65-85	100% increase	N/A

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Secure Delight

(Excluding: USA-UK-Canada)

Duration	Individual	Family
7 Days	2,750	4,200
10 Days	3,400	5,500
15 Days	4,750	7,050
21 Days	6,400	9,800
31 Days	7,150	11,900
62 Days	13,750	18,150
92 Days	18,300	23,650
122 Days	24,850	29,150
152 Days	31,900	35,100
180 Days	36,750	41,050
Annual Multi-Trip	16,200	28,080
Senior Age Extension for those aged 65-85	100% increase	N/A

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Schengen Active

(Schengen States)

Duration	Individual	Family
7 Days	1,600	2,650
10 Days	2,150	2,950
15 Days	2,300	3,100
21 Days	2,900	4,300
31 Days	3,500	5,150
62 Days	4,950	6,400
92 Days	5,800	7,700
122 Days	7,350	8,750
152 Days	8,400	9,400
180 Days	9,500	10,950
Annual Multi-Trip	13,000	17,850
Senior Age Extension for those aged 65-85	100% increase	N/A

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Rest of World (Excluding USA, CANADA & AUSTRALIA)

(Excluding: Schengen States)

Duration	Secure Advance		Economy
Duration	Individual	Family	Individual	Family
7 Days	2,000	3,200	1,100	2,300
10 Days	2,600	4,100	1,300	3,300
15 Days	3,600	5,300	2,000	3,800
21 Days	4,800	7,400	2,600	5,100
31 Days	5,300	8,900	3,200	6,500
62 Days	10,400	13,700	6,300	12,800
92 Days	13,700	22,100	8,600	18,200
122 Days	18,600	28,400	11,000	22,700
152 Days	23,900	31,600	13,700	28,400
180 Days	27,600	37,000	16,400	34,100
Annual Multi-Trip	20,300	35,000	14,600	21,100
Senior Age Extension for those aged 65-85	100% increase	N/A	100% increase	N/A

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(Excluding: USA-UK-CANADA-SCHENGEN States)

Duration	Secure Plus		Care
Duration	Individual	Family	Individual	Family
7 Days	1,350	2,100	750	1,500
10 Days	1,700	2,750	850	2,200
15 Days	2,400	3,550	1,300	2,550
21 Days	3,200	4,900	1,700	3,400
31 Days	3,550	5,950	2,150	4,300
62 Days	6,900	9,100	4,200	8,500
92 Days	9,150	14,700	5,750	12,100
180 Days	12,400	18,950	7,350	15,150
365 Days	15,950	21,050	9,100	18,900
730 Days	18,400	24,650	10,950	22,700
Annual Multi-Trip	13,500	23,350	9,750	14,050
Senior Age Extension for those aged 65-85	100% increase	N/A	100% increase	N/A

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BENEFITS & SUM INSURED TABLE
Description of Cover	Secure Supreme	Secure Delight	Schengen Active	Secure Advance	Secure Plus	Economy	Care
Section 1 - Medical Benefits
Emergency Medical Expenses - Accident & Sickness	$50,000	$50,000	€ 30,000	$25,000	$25,000	$10,000	$10,000
Deductible on Emergency Medical	$100	$100	€ 100	$100	$100	$100	$100
Emergency Dental Care (Per Tooth 100 USD)	$300	$300	€ 250	$200	$200	-	-
Emergency Medical Evacuation	Included	Included	Included	Included	Included	Included	Included
Compassionate Visit	Included	Included	-	-	-	-	-
Repatriation of Mortal Remains	Included	Included	Included	Included	Included	Included	Included
Return of Dependent Child	Included	Included	-	Included	Included	Included	Included
Delivery of Medicines	Included	Included	Included	Included	Included	Included	Included
24/7 Worldwide Assistance Services	Included	Included	Included	Included	Included	Included	Included
Section 2 - Personal Accident Benefits
Accidental Death	$4,500	$4,500	€ 2,500	$1,500	$1,500	$1,000	$1,000
Accidental Death (Common Carrier)	$4,500	$4,500	€ 2,500	$1,500	$1,500	-	-
Permanent Total Disability	As per Compensation Table Limits in Policy Wording
Section 3 - Travel Inconvenience Benefits
Baggage Loss - Checked In (Limit of 10% per item)	$500	-	-	$300	-	$200	-
Baggage Delay - Checked In (Excess First 8 Hours)	$75	-	-	$60	-	$50	-
Flight Delay (Excess First 12 Hours)	$200	-	-	$150	-	$100	-
Passport Loss (Excess $25 EEL)	$200	-	-	$150	-	$100	-
Credit Card Loss – Cash Advance	$300	-	-	$200	-	-	-
Trip Cancellation & Curtailment	$300	-	-	$200	-	-	-
Personal Liability (Excess $1,000 for TPPD)	$5,000	-	-	$3,000	-	$2,000	-

Conditions:

Maximum 90 days per trip is covered in annual multi trip plans of Secure Supreme, Secure Delight & Schengen Active
Maximum 60 days per trip is covered in annual multi trip plans of Secure Advance, Economy, Secure Plus & Care.
Family policy includes insured person & spouse aged up to 65 year and unlimited children aged 6 months to 18 years.
Travel insurance policy is only valid when the insured’s departure is from Pakistan on or after the policy start date.
Medical treatment related to any pre-existing condition, fall under exclusion and is not covered.

Explore Our Travel Insurance

Schengen Countries

Schengen Diamond

Schengen Gold

Rest of World(Excluding USA, CANADA & AUSTRALIA)

Silver

Standard

Worldwide

Titanium

Platinum

Gold Plus

Premium for Student Plan

Sapphire

Sapphire Plus

Sapphire Elite

Pakghausia International Insurace

Secure Supreme

Secure Delight

Schengen Active

Rest of World (Excluding USA, CANADA & AUSTRALIA)

Rest of World(Excluding USA,
CANADA & AUSTRALIA)